Now you can make efficiency improvements and reduce your Midwest Energy bill at the same time, often without an up-front capital investment. You don't even need to own the property! How$mart® provides money for energy efficiency improvements such as insulation, air sealing and new heating and cooling systems. Participating customers repay the funds through energy savings on their monthly Midwest Energy bills.

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How$mart® program features:

  • No up-front capital is required for qualifying investments. (Customers have the option of "buying-down" the cost of non-economic improvements when the projected savings will not cover the entire cost.)
  • Monthly How$mart® surcharge covers the cost of qualifying improvements. The surcharge is always less than the projected savings.
  • The How$mart® surcharge is tied to the location. If you move or sell the property, the next customer pays the surcharge. (Full disclosure to subsequent customers is required.)

Participating customers must start with an energy audit to determine potential savings. Midwest Energy will develop a conservation plan with recommended improvements. Customers may choose the contractor to complete the work. (Contractors must sign a Contractor Master Agreement, and tenants must have the written consent of their landlord.)

How$mart® is available to all Midwest Energy residential and small commercial customers. Contact Kay Unruh at 800-222-3121 or 785-625-1474 to obtain complete program details or to start your How$mart® project.

How$mart® Brochure
Frequently asked How$mart® Questions

Participating How$mart® Contractors