A Midwest Energy auditor inspects a newly-installed HVAC unit, for a customer participating in the Howsmart program.How$mart® is a program available to Midwest Energy customers in good standing and current on utility payments.

Homeowners, tenants, landlords, and commercial businesses can all benefit from the program. How$mart® provides money for energy efficiency improvements such as insulation, air sealing, new heating and cooling systems, and commercial lighting. Participating customers repay the funds through energy savings on their monthly Midwest Energy bills.

A monthly How$mart® surcharge covers the cost of qualifying improvements, and the surcharge is estimated to be less than the projected savings. Additionally, the How$mart® surcharge is tied to the location. If you move or sell the property, the next customer pays the surcharge, but full disclosure is required. The How$mart® principal balance can be paid ‘in full’ with no penalty for early payoff. 

Participating customers must start with an energy audit to determine potential savings. Midwest Energy will develop a conservation plan with recommended improvements. Customers may choose the contractor to complete the work. Contractors must sign a Contractor Master Agreement. Landlords and tenants must be in agreement to participate in the How$mart® program.

How$mart® is available to all Midwest Energy residential and small commercial customers. Contact Jordan at 1-800-222-3121 to obtain complete program details or to start your How$mart® project.

For more information, see our frequently asked questions or view the How$mart® Brochure.

Participating How$mart® Contractors